Financial Planning Services
Woodland Wealth is a safe space for your financial life. We provide comprehensive financial planning that takes the full picture of your current situation and aspirations into account, helping you see your financial future from 10,000 feet and navigate the path to where you want to be.
Our financial planning practice includes investment advice and portfolio management, retirement and income planning, tax planning strategies, estate planning, education planning, insurance and risk management, debt management, and cash flow analysis.
Carol Ann leads this work as a Certified Financial Planner, Certified Trauma of Money facilitator, and Certified Life Coach. She integrates behavioural finance and family wealth dynamics into her practice, which means we go beyond the numbers. We address the emotional and relational side of money and ensure your financial plan reflects your values and your life, not just your balance sheet.
For First Nations community trust and investment management, visit our Investment Management page.
The Journey
Fee Structure
We are proud to share that our family-friendly policy calculates annual fees based on the assets of an entire family unit. This means the combined assets of parents, children, siblings, and other related family members are added together, reducing the cost for everyone in your family. Bringing our families along the path of financial wellness is integral to our offering.
We are currently accepting new clients. In our experience, we find we are the best fit for clients with a portfolio of $250,000 or more investable assets.
Below is our current retail fee structure for families and individuals seeking financial advice. Corporate accounts are included with your personal assets when determining your Assets Under Management (AUM).
1.7% $500,000 and under
1.2% $500,000 to $1 million
0.95% on the next $1 million
0.75% on the next $3 million
0.55% on the next $5 million
0.45% on the next 10 million
0.35% on amounts over $20 million
*Our minimum annual fee is typically $4,250 per household. In the spirit of reciprocity and community, accommodations can be made on a case-by-case basis for individuals who do not meet the minimum investable asset figure. We encourage you to connect with us to discuss.
Workshops
We believe that wealth means more than money. It includes your well-being, your relationships, your sense of purpose, and your vision for the future.
Our Welcoming Wealth™ Workshop Series is designed to explore all of this. Understanding our relationship and experience of wealth is the foundation of everything we teach. Developed for those who want to understand the emotional and relational factors that shape their money story before getting into the numbers, Welcoming Wealth is an evolving body of knowledge that grows with you.
The Vision Workshop helps participants clarify their personal and financial goals, and the Dream Builder Series is a deeper 12-week experience for those ready to turn vision into action.
Sessions are interactive, discussion-based, and facilitated by certified Trauma of Money facilitators and a certified life coach. Our facilitators bring an awareness of colonial financial trauma, are sensitive to compensation settlements, trust structures, and intergenerational stewardship, and bring a holistic worldview aligned with the emotional and spiritual aspects of wealth.
Our Offices
Kingston, ON 348 Bagot Street, Unit 106, Kingston, ON K7K 3B7 The limestone building is warm and inviting with lots of exposed brick and colourful artwork.
Sagamok Anishnawbek Each month, Woodland Wealth sets up in the Sagamok Post Office to offer free financial planning and investment advice to members of Sagamok.
Ready to start?
Your financial plan should reflect your life, not just your balance sheet. Let's build something together.